ARMS - Leasing

CLIENT AREA

Accelerate your cash flow and realise the benefits of ARMS sooner with a lease arrangement that makes it easy to purchase the world's most comprehensive Business Development system with very minimal outlay.

We work closely with several reputable leasing companies, whose lease packages enable you to:

Lease almost any kind of equipment - hardware, software, tools, even ARMS Business Development services.

Choose the equipment you want. You make the arrangements as to price and specifications with ARMS and you retain all manufacturer's warranties and guarantees.

Get a longer term with smaller payments. Typical lease terms are two to five years - usually somewhat less than the useful life of the equipment. Nearly always this term is longer than a normal loan period from a borrowing source, resulting in lower monthly payments.

Enjoy virtually 100% financing. Nearly every other kind of financing demands a substantial down payment, deposit or compensating bank balance. By leasing you can quickly acquire use of the equipment you want without major cash outlay.

Gain possible tax advantages. Lease payments are often treated as fully deductible expenses. This may mean a more rapid write off to you. Because the lease term is generally shorter than the depreciable life, payments can be expensed in a shorter duration.

Keep both cash and equipment generating profits. Cash and equipment are working assets. With no cash tied up in the equipment, you have both assets working for you. Particularly important under conditions of high-priced loans, inflation and cost squeezes.

Deal with budget restrictions. Budget restrictions preventing purchase of equipment or acquisition of fixed assets still may often permit a workable lease arrangement.

Get a hedge against obsolescence. With today's rapidly moving technology, some equipment can become obsolete relatively quickly. Leasing frequently enables you to acquire the new equipment you need without having to keep costly equipment working years beyond its profitable time.

Project costs more accurately. You have known payments over a specified period. There are no depreciation figures to be questioned, no varying interest costs to be estimated. Leasing helps take the guesswork out of budgeting.

Build your available credit. With leasing, you can get the equipment you need now without disturbing your present bank credit lines. Preserving your bank lines for other possible uses means the same thing to you as expanding available credit.

Alleviate dilution of equity. Leasing offers you a viable alternative to having to raise additional capital through adding more shareholders or partners, or limiting your lines of credit with loans on your fixed assets.

Great flexibility in lease plans. Lease payments can be arranged to match your cash flow pattern, to match seasonal business, to match earnings generated by the equipment. Upon expiration of your lease, arrangements can be made for renewal, purchase, or return of equipment. Lease plans can be structured to fit your situation and specific requirements.

Have a hedge against inflation. When you lease equipment, you pay for it as you use it. When you purchase, you pay in current dollars for future use of equipment. So, if inflation continues, leasing can help provide protection against future decrease in dollar value.

After examining the possibilities involved in cash purchase, a bank loan, or installment purchase, and after considering the advantages you can derive from the use of freed-up capital, you may find that leasing is the least expensive way to get ARMS - and to achieve your business and lifestyle goals!